SSIA, Inc. is here to assist you with a wide variety of products to best serve your insurance and investments needs.
Insurance & Investment Products
Medigap (Medicare Supplement) refers to various private supplemental health insurance plans sold to Medicare beneficiaries that provide coverage for medical expenses not or only partially covered by Medicare.
Medigap plans are standardized in all but three states. (Massachusetts, Minnesota, and Wisconsin have different options.)
There are 10 standardized Medigap plan options available for purchase in most states including Ohio. Each plan available is distinguished by a different letter: A, B, C, D, F, G, K, L, M, and N. Plans with the same letter provide the same benefits. That means Plan G from one insurance company has the exact same benefits as Plan G from a different insurance company. The only difference is price and what company is providing the coverage.
Call us today for an extensive explanation of Medicare benefits and the additional coverage that are available to you.
We represent: AARP, Aetna, Anthem, Humana, Manhattan Life, Medical Mutual of Ohio, Medico, Mutual of Omaha, Transamerica, United Commercial Travelers and many more!
Medicare Advantage & Part D
Medicare Advantage (like an HMO or PPO) is another Medicare health plan choice for 65 and older individuals or individuals under age 65 with certain disabilities. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private insurance companies approved by Medicare.
Annuities (Lifetime Income)
There are generally two types of annuities sold - fixed and indexed. Annuities typically offer tax-deferred growth of earnings, lifetime income and may include a death benefit that will pay a beneficiary a specified minimum amount. Most investors know that the stock market can be volatile. Annuities offer a viable method to safeguard your future.
Life Insurance (With Living Benefits)
Life insurance can help provide financial security and continuity during one of life's most difficult times: the death of a loved one. What few people know is that life insurance can also help during another one of life's most difficult times: a chronic, critical or terminal illness. This help comes in the form of optional riders called Accelerated Death Benefit Riders, also generically known as Living Benefits, which can be added at no additional cost.